Funding purpose
State what the funds would pay for and when that payment is expected.
Business financing referrals · Construction businesses
Explore funding for the costs before the next project milestone.
Materials, plant and labor may need paying for before a progress claim is settled. Explain the project stage, upfront costs and expected payment dates behind your request.
Getting a request started
What to expect along the way
Business basics
Answer the form’s questions about the operation and provide accurate owner contact details.
Complete the request
Review the disclosures and the information entered, then verify your mobile number before sending it.
Defining the expense
Examples of expenses to outline
Job equipment
Owned equipment, hired plant and delivery charges have different cost patterns. Identify what the specific job needs and how long it will be in use.
Project materials
Supplier deposits may be due before materials arrive on site. Work from the specification and delivery schedule, including any staged orders.
Routine spending commitments
Wages, subcontractors and site costs can fall between progress payments. Define the period and obligations the request would cover rather than using the total contract value.
Construction businesses · funding preparation
Review expenses alongside payment dates
Separate signed work from pending tenders, and include retention or inspection conditions when mapping receipts. Financing repayments would sit alongside the existing costs of delivering the job.
Review what accepting would mean
Check the details that affect your business
Available proceeds
Work out the usable amount after the provider’s stated deductions.
Cost over time
Compare the sum of payments and fees across the whole financing arrangement.
Business budget
Consider the proposed payment dates alongside quiet periods and existing commitments.
Important points for applicants
Read about the process and our role
Where do my details go after submission?
This service is compensated by funding partners for referrals and the sale of submitted application details. We may share a request with up to five partners who can contact you; our compensation is independent of funding and we charge no application fee.
Who makes the funding decision?
A referral is not a promise that a partner will make an offer. The business must meet that provider’s requirements before financing can be agreed.
When should I expect an update?
A funding partner may ask for records or clarification before making a decision. The requested date should therefore be treated as part of the application, not a promise.
How do I confirm access to my phone?
A received SMS code does not replace the need to read the contact and sharing disclosures. Review those conditions before completing the submission.
Explain the need
Take the first step with a clear funding purpose
Put the amount, business purpose and requested timing into the form when you are ready.